Benefits Blog

How SB 1446 Impacts Your Benefits

sb-1446

On July 7, 2014 Governor Jerry Brown signed SB 1446 allowing businesses with fewer than 50 employees to continue offering group health plans that are not PPACA compliant through 2015. There are some details that you need to be familiar with. SB 1446 affects policies that: Were in effect on December 31, 2013 Are still in place as of July 7th, 2014  Do not qualify as a “grandfathered” plan under PPACA (plans in effect in September 2010) The Insurance carrier continues to offer (The … [Read More...]

Calculating Employer Shared Responsibility Fees

The Employer Shared Responsibility provisions affect companies offering group health benefits. The provisions go into effect in 2015, though to some degree the provision has been pushed off until … [Read More...]

Subject to Employer Shared Responsibility

Businesses differ based on type, employees and their access to alternative healthcare sources, primary location of employees and a multitude of factors. These differences lead to questions of how … [Read More...]

Employee Shared Responsibility

Believe it or not the ACA is already over four years old (signed into law on March 23, 2014) yet there is still a lot of confusion and uncertainty among benefit managers and in HR departments. Given … [Read More...]

Self Funded Verses Traditional Plans

Understanding Self Funded Verses Traditional Plans One question we periodically receives is in regards to understanding self funded verses traditional plans. To consider your options you have to … [Read More...]

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