Modifications to ERISA, COBRA & HIPAA According to the Supreme Court's ruling, in United States v. Windsor, section 3 of the Defense of Marriage Act (DOMA) is unconstitutional. In a recent release from the DOL, the terms "spouse" and "marriage" in Title I of ERISA and in related agency … [Read more...]

PPACA is Driving-Up Costs on All Health Care Plans Including Medicare There is nothing in the Affordable Care Act (ACA) that is affordable.  In fact, there is nothing in health care reform that will lower claims (utilization) except changing behaviors and taking better care of ourselves. … [Read more...]

Among the 2500 pages of PPACA (better known as health care reform), there are the BIG THINGS and NOT SO big things. The Administrative Simplification rules and guidelines are among the “Not So big things” category however, like most of the changes, you need to know what it is and who they affect... … [Read more...]

Did you know that our nationwide general agency that supports us and your company... … [Read more...]

Among the 2500 pages of PPACA (better known as health care reform), there are the BIG THINGS and NOT SO big things.  The Administrative Simplification rules and guidelines are among the "Not So big things" category however, like most of the changes, you need to know what it is and who they affect. … [Read more...]