We Put Our Experience & Relationships To Work For You
Since 1999, John Riley has been dedicated to serving individuals, families and companies by guiding them to make smart insurance decisions. Our mission is to find the best coverage at an affordable rate to ensure you have the coverage you need… when you need it. As a local, independent agency we know the market and insurance companies that provide our client’s choice and flexibility in terms of coverage and cost. We can help you.
We Serve People and Their Insurance Needs in Every Stage of Life
Individual / Family
Individual and family health insurance needs change throughout life. Whether you are an entrepreneur needing family coverage, a student needing coverage oversees, or just between jobs looking to know your coverage options; we can help.
Knowing your health care options as you plan for retirement is not always clear. Many American’s do not retire at age 65 anymore, we keep working. Knowing whether to stay with your employer coverage or sign-up for Part B requires good advice from someone local who knows your options and can steer you in the right direction. No Matter your situation, Medicare is confusing. We can make it simple.
Medi-Share is an affordable alternative to traditional health insurance that typically costs up to 50% less. Medi-Share is not insurance but a Christian health sharing program. Medi-Share operates similar to health insurance, but is not regulated by the Affordable Care Act because it is not insurance. Therefore, it is less costly and offers year-round enrollments.
The benefits you offer have a direct impact on your company’s ability to recruit and retain top talent. We focus on strategies that manage both costs and employee satisfaction. It’s about the bottom line and happy employees!
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March Health Care Reform Update
In January of this year, I posted a presentation called, “Health Care Reform – Now What?” The presentation highlighted the path that we (NAHU/CAHU) felt the Republicans, who now control both the house and the senate, would take using a reconciliation bill which only requires a simple majority to pass. The same process used to […]
6056 & 1095 Forms for Small Businesses?
What’s Required of Employers with >50 Employees? Employers that sponsor fully-insured medical plans with fewer than 50 full-time plus full-time equivalent employees do not have to meet IRS Section 6056 requirements, which requires annual reporting to the IRS by applicable large employers. Under this scenario, the reporting requirements and delivery of copies of the 1095 […]
Individual Health Plans – December 15th Deadline? No Problem
Individual Health Plan Coverage 3 Easy Steps – Quick, Easy & Efficient With the December 15th deadline for January 1 effective dates upon us, we can make getting the right health plan quick and easy. We have three simple steps to make this deadline: Send us a quick email at firstname.lastname@example.org – You provide us with […]