Believe it or not the ACA is already over four years old (signed into law on March 23, 2010) yet there is still a lot of confusion and uncertainty among benefit managers and in HR departments. Given the number of extensions and misinformation out on the internet it is easy to understand why … [Read more...]
Self Funded Verses Traditional Plans
Understanding Self Funded Verses Traditional Plans One question we periodically receives is in regards to understanding self funded verses traditional plans. To consider your options you have to have an understanding of what self funded plans are. There are many different types of self-funded … [Read more...]
2015 IRS Updates and HSA’s
The latest 2015 IRS updates impact both FSA's and HSA's. Health Savings Account Compatible Health Plans began to gain momentum in 2005. These plans paired a tax favored savings account with a high deductible catastrophic plan. This combination provided tax advantages and lower premiums. Sadly, … [Read more...]
Saint John’s Health Center Becomes Newest Providence Hospital
On Friday, March 7th, Providence Health & Services, Southern California has planned a private ceremony to welcome Providence Saint John's and the John Wayne Cancer Institute and will be renamed the Providence Saint John's Health Center. Well known for its cancer care, Saint John's of Santa … [Read more...]
Guidance on the Definition of “Spouse” and “Marriage”
Modifications to ERISA, COBRA & HIPAA According to the Supreme Court's ruling, in United States v. Windsor, section 3 of the Defense of Marriage Act (DOMA) is unconstitutional. In a recent release from the DOL, the terms "spouse" and "marriage" in Title I of ERISA and in related agency … [Read more...]
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